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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,704 | $157,304-71.6% | $141,197-68.3% | $152,909-70.8% |
| Participation rate | 82.6% | 84.8%-2.2pp | 82.5%+0.1pp | 82.5%+0.2pp |
| Annual return | -5.27% | 64.34%-69.6pp | 71.41%-76.7pp | 345.46%-350.7pp |
| Employer contribution / active EE | $2,958 | $5,263-43.8% | $4,736-37.6% | $4,764-37.9% |
| Participant deferral / active EE | $8,957 | $7,111+26.0% | $6,710+33.5% | $5,851+53.1% |
| Admin fee / account holder | $3,122 | $12,126-74.2% | $10,265-69.6% | $11,601-73.1% |