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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,111 | $106,749-26.8% | $145,433-46.3% | $82,448-5.3% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 13.37% | 27.59%-14.2pp | 66.58%-53.2pp | 41.64%-28.3pp |
| Employer contribution / active EE | $4,913 | $3,444+42.6% | $4,554+7.9% | $2,551+92.6% |
| Participant deferral / active EE | $8,883 | $6,519+36.3% | $7,897+12.5% | $4,139+114.6% |
| Admin fee / account holder | $3,691 | $8,390-56.0% | $13,129-71.9% | $7,234-49.0% |