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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,561 | $171,492-91.5% | $150,734-90.3% | $198,609-92.7% |
| Participation rate | 83.3% | 81.4%+1.9pp | 78.4%+4.9pp | 82.4%+1.0pp |
| Annual return | 19.96% | 804.70%-784.7pp | 600.81%-580.8pp | 202.70%-182.7pp |
| Employer contribution / active EE | $1,186 | $5,470-78.3% | $4,918-75.9% | $5,055-76.5% |
| Participant deferral / active EE | $4,289 | $6,259-31.5% | $5,610-23.6% | $6,977-38.5% |
| Admin fee / account holder | $2,144 | $17,628-87.8% | $14,905-85.6% | $19,030-88.7% |