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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,561 | $129,737-88.8% | $119,126-87.8% | $154,746-90.6% |
| Participation rate | 83.3% | 78.9%+4.5pp | 75.8%+7.6pp | 80.7%+2.6pp |
| Annual return | 19.96% | 379.08%-359.1pp | 282.11%-262.2pp | 172.34%-152.4pp |
| Employer contribution / active EE | $1,186 | $4,375-72.9% | $4,034-70.6% | $4,379-72.9% |
| Participant deferral / active EE | $4,289 | $5,842-26.6% | $5,318-19.4% | $6,730-36.3% |
| Admin fee / account holder | $2,144 | $11,961-82.1% | $10,693-80.0% | $14,365-85.1% |