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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,079 | $165,399-74.6% | $149,745-71.9% | $158,982-73.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 44.90% | 348.34%-303.4pp | 276.72%-231.8pp | 302.99%-258.1pp |
| Employer contribution / active EE | $10,285 | $5,105+101.5% | $4,646+121.4% | $4,763+115.9% |
| Participant deferral / active EE | $13,275 | $7,183+84.8% | $6,843+94.0% | $5,983+121.9% |
| Admin fee / account holder | $21,139 | $10,811+95.5% | $9,312+127.0% | $11,252+87.9% |