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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,221 | $115,931-58.4% | $185,441-74.0% | $86,983-44.6% |
| Participation rate | 78.0% | 73.6%+4.4pp | 80.3%-2.3pp | 69.5%+8.5pp |
| Annual return | 20.38% | 21.47%-1.1pp | 20.16%+0.2pp | 25.83%-5.5pp |
| Employer contribution / active EE | $814 | $2,937-72.3% | $4,672-82.6% | $2,584-68.5% |
| Participant deferral / active EE | $7,256 | $4,551+59.5% | $6,152+18.0% | $4,194+73.0% |
| Admin fee / account holder | $1,890 | $10,687-82.3% | $17,890-89.4% | $7,856-75.9% |