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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,221 | $114,712-58.0% | $173,730-72.2% | $87,485-44.9% |
| Participation rate | 78.0% | 73.0%+5.0pp | 79.6%-1.6pp | 68.9%+9.1pp |
| Annual return | 20.38% | 20.18%+0.2pp | 19.96%+0.4pp | 26.06%-5.7pp |
| Employer contribution / active EE | $814 | $2,904-72.0% | $4,577-82.2% | $2,596-68.7% |
| Participant deferral / active EE | $7,256 | $4,642+56.3% | $6,326+14.7% | $4,274+69.8% |
| Admin fee / account holder | $1,890 | $10,210-81.5% | $17,523-89.2% | $7,775-75.7% |