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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,449 | $167,353-91.4% | $143,797-90.0% | $134,545-89.3% |
| Participation rate | 87.5% | 84.8%+2.7pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -19.98% | 0.48%-20.5pp | -0.04%-19.9pp | 418.37%-438.4pp |
| Employer contribution / active EE | $2,320 | $5,620-58.7% | $4,952-53.2% | $4,742-51.1% |
| Participant deferral / active EE | $5,141 | $6,447-20.3% | $5,638-8.8% | $6,401-19.7% |
| Admin fee / account holder | $2,053 | $18,096-88.7% | $14,679-86.0% | $11,431-82.0% |