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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,655 | $107,941-79.0% | $91,994-75.4% | $152,909-85.2% |
| Participation rate | 90.9% | 81.2%+9.7pp | 78.6%+12.3pp | 82.5%+8.5pp |
| Annual return | 25.19% | 89.28%-64.1pp | 69.04%-43.8pp | 345.46%-320.3pp |
| Employer contribution / active EE | $2,842 | $4,212-32.5% | $3,453-17.7% | $4,764-40.3% |
| Participant deferral / active EE | $5,540 | $6,366-13.0% | $5,924-6.5% | $5,851-5.3% |
| Admin fee / account holder | $1,178 | $10,521-88.8% | $7,744-84.8% | $11,601-89.8% |