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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,229 | $165,381+19.3% | $149,730+31.7% | $158,966+24.1% |
| Participation rate | 57.1% | 84.6%-27.4pp | 82.5%-25.3pp | 82.0%-24.8pp |
| Annual return | 21.44% | 348.29%-326.9pp | 276.70%-255.3pp | 302.95%-281.5pp |
| Employer contribution / active EE | $4,003 | $5,104-21.6% | $4,645-13.8% | $4,762-15.9% |
| Participant deferral / active EE | $13,000 | $7,182+81.0% | $6,843+90.0% | $5,983+117.3% |
| Admin fee / account holder | $98 | $10,809-99.1% | $9,310-98.9% | $11,250-99.1% |