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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,685 | $185,883+113.4% | $170,043+133.3% | $139,466+184.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 18.90% | 60.54%-41.6pp | 53.40%-34.5pp | 373.66%-354.8pp |
| Employer contribution / active EE | $13,333 | $7,596+75.5% | $6,790+96.4% | $4,754+180.5% |
| Participant deferral / active EE | $8,641 | $11,626-25.7% | $10,410-17.0% | $6,712+28.7% |
| Admin fee / account holder | $4,250 | $15,393-72.4% | $12,824-66.9% | $11,409-62.7% |