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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,994 | $99,668-86.0% | $86,451-83.8% | $134,545-89.6% |
| Participation rate | 56.3% | 82.1%-25.8pp | 80.3%-24.1pp | 81.2%-25.0pp |
| Annual return | -16.02% | 6789.61%-6805.6pp | 4398.51%-4414.5pp | 418.37%-434.4pp |
| Employer contribution / active EE | $857 | $4,403-80.5% | $3,770-77.3% | $4,742-81.9% |
| Participant deferral / active EE | $2,768 | $7,249-61.8% | $6,953-60.2% | $6,401-56.8% |
| Admin fee / account holder | $10,795 | $8,377+28.9% | $6,734+60.3% | $11,431-5.6% |