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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,083 | $93,598+161.8% | $135,974+80.2% | $75,173+226.0% |
| Participation rate | 88.0% | 75.2%+12.8pp | 81.9%+6.1pp | 67.2%+20.8pp |
| Annual return | 13.54% | 30.89%-17.4pp | 68.30%-54.8pp | 160.72%-147.2pp |
| Employer contribution / active EE | $13,323 | $3,538+276.6% | $4,859+174.2% | $2,671+398.8% |
| Participant deferral / active EE | $6,813 | $6,405+6.4% | $7,760-12.2% | $4,126+65.1% |
| Admin fee / account holder | $13,750 | $6,978+97.1% | $10,767+27.7% | $5,651+143.3% |