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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,068 | $93,117-89.2% | $77,096-86.9% | $134,532-92.5% |
| Participation rate | 75.0% | 74.5%+0.5pp | 67.9%+7.1pp | 81.2%-6.2pp |
| Annual return | -19.82% | 62.67%-82.5pp | 42.35%-62.2pp | 418.27%-438.1pp |
| Employer contribution / active EE | $2,558 | $3,420-25.2% | $2,814-9.1% | $4,741-46.1% |
| Participant deferral / active EE | $2,707 | $5,241-48.4% | $4,429-38.9% | $6,401-57.7% |
| Admin fee / account holder | $1,650 | $6,948-76.2% | $5,428-69.6% | $11,429-85.6% |