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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,748 | $160,040-81.4% | $147,096-79.8% | $145,877-79.6% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 13.20% | 98.49%-85.3pp | 419.75%-406.5pp | 551.28%-538.1pp |
| Employer contribution / active EE | $2,257 | $5,289-57.3% | $4,936-54.3% | $4,663-51.6% |
| Participant deferral / active EE | $3,922 | $8,429-53.5% | $8,071-51.4% | $6,691-41.4% |
| Admin fee / account holder | $3,008 | $15,050-80.0% | $13,005-76.9% | $13,402-77.6% |