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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,584 | $154,228-73.0% | $145,433-71.4% | $137,256-69.7% |
| Participation rate | 77.8% | 83.8%-6.0pp | 82.1%-4.3pp | 80.0%-2.2pp |
| Annual return | 15.36% | 74.59%-59.2pp | 66.58%-51.2pp | 220.34%-205.0pp |
| Employer contribution / active EE | $2,401 | $4,804-50.0% | $4,554-47.3% | $4,156-42.2% |
| Participant deferral / active EE | $4,633 | $8,216-43.6% | $7,897-41.3% | $6,407-27.7% |
| Admin fee / account holder | $2,035 | $14,344-85.8% | $13,129-84.5% | $12,270-83.4% |