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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,520 | $148,623-8.8% | $135,974-0.3% | $139,466-2.8% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 19.45% | 79.30%-59.8pp | 68.30%-48.9pp | 373.66%-354.2pp |
| Employer contribution / active EE | $9,133 | $5,246+74.1% | $4,859+88.0% | $4,754+92.1% |
| Participant deferral / active EE | $14,912 | $8,103+84.0% | $7,760+92.2% | $6,712+122.2% |
| Admin fee / account holder | $559 | $12,406-95.5% | $10,767-94.8% | $11,409-95.1% |