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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,590 | $154,228+46.9% | $145,433+55.8% | $137,256+65.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 33.21% | 74.59%-41.4pp | 66.58%-33.4pp | 220.34%-187.1pp |
| Employer contribution / active EE | $9,300 | $4,804+93.6% | $4,554+104.2% | $4,156+123.8% |
| Participant deferral / active EE | $18,567 | $8,216+126.0% | $7,897+135.1% | $6,407+189.8% |
| Admin fee / account holder | $19,123 | $14,344+33.3% | $13,129+45.7% | $12,270+55.8% |