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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,915 | $165,399+42.6% | $149,745+57.5% | $158,982+48.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.10% | 348.34%-337.2pp | 276.72%-265.6pp | 302.99%-291.9pp |
| Employer contribution / active EE | $3,845 | $5,105-24.7% | $4,646-17.2% | $4,763-19.3% |
| Participant deferral / active EE | $11,637 | $7,183+62.0% | $6,843+70.1% | $5,983+94.5% |
| Admin fee / account holder | $412 | $10,811-96.2% | $9,312-95.6% | $11,252-96.3% |