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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,966 | $81,208-43.4% | $98,920-53.5% | $79,856-42.4% |
| Participation rate | 100.0% | 72.5%+27.5pp | 76.0%+24.0pp | 69.6%+30.4pp |
| Annual return | 8.27% | 60.99%-52.7pp | 196.47%-188.2pp | 31.71%-23.4pp |
| Employer contribution / active EE | $4,840 | $1,960+147.0% | $2,689+79.9% | $2,471+95.8% |
| Participant deferral / active EE | $4,871 | $3,265+49.2% | $4,245+14.7% | $3,741+30.2% |
| Admin fee / account holder | $8,291 | $6,013+37.9% | $6,643+24.8% | $5,306+56.2% |