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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,899 | $58,493-59.1% | $84,023-71.6% | $72,976-67.3% |
| Participation rate | 31.0% | 61.2%-30.3pp | 69.0%-38.1pp | 69.5%-38.5pp |
| Annual return | 36.86% | 28.93%+7.9pp | 71.32%-34.5pp | 81.02%-44.2pp |
| Employer contribution / active EE | $1,207 | $1,163+3.8% | $1,984-39.2% | $2,440-50.5% |
| Participant deferral / active EE | $2,359 | $2,394-1.5% | $3,239-27.2% | $3,608-34.6% |
| Admin fee / account holder | $73 | $4,569-98.4% | $6,102-98.8% | $5,124-98.6% |