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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,997 | $91,439-91.3% | $135,974-94.1% | $71,511-88.8% |
| Participation rate | 90.5% | 75.7%+14.9pp | 81.9%+8.6pp | 67.9%+22.6pp |
| Annual return | 93.86% | 29.90%+64.0pp | 68.30%+25.6pp | 28.86%+65.0pp |
| Employer contribution / active EE | $2,675 | $3,705-27.8% | $4,859-44.9% | $2,589+3.3% |
| Participant deferral / active EE | $3,309 | $7,093-53.3% | $7,760-57.4% | $4,291-22.9% |
| Admin fee / account holder | $14 | $1,267-98.9% | $10,767-99.9% | $1,588-99.1% |