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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,904 | $148,623+72.2% | $135,974+88.2% | $139,466+83.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 31.01% | 79.30%-48.3pp | 68.30%-37.3pp | 373.66%-342.7pp |
| Employer contribution / active EE | $1,080 | $5,246-79.4% | $4,859-77.8% | $4,754-77.3% |
| Participant deferral / active EE | $26,000 | $8,103+220.9% | $7,760+235.1% | $6,712+287.4% |
| Admin fee / account holder | $441 | $12,406-96.4% | $10,767-95.9% | $11,409-96.1% |