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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,005 | $102,696-93.2% | $86,235-91.9% | $139,487-95.0% |
| Participation rate | 77.8% | 74.5%+3.3pp | 69.0%+8.8pp | 80.3%-2.6pp |
| Annual return | 26.42% | 1925.91%-1899.5pp | 1170.03%-1143.6pp | 373.84%-347.4pp |
| Employer contribution / active EE | $1,086 | $3,034-64.2% | $2,381-54.4% | $4,755-77.2% |
| Participant deferral / active EE | $2,629 | $4,679-43.8% | $3,987-34.1% | $6,713-60.8% |
| Admin fee / account holder | $650 | $8,667-92.5% | $6,856-90.5% | $11,407-94.3% |