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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,795 | $228,352-48.0% | $185,827-36.1% | $158,950-25.3% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 23.74% | 40.81%-17.1pp | 35.96%-12.2pp | 302.91%-279.2pp |
| Employer contribution / active EE | $19,080 | $4,967+284.2% | $4,087+366.8% | $4,762+300.7% |
| Participant deferral / active EE | $24,405 | $6,416+280.4% | $5,633+333.3% | $5,983+307.9% |
| Admin fee / account holder | $1,772 | $11,867-85.1% | $9,502-81.4% | $11,248-84.2% |