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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,388 | $106,524-55.5% | $152,301-68.9% | $87,485-45.8% |
| Participation rate | 90.1% | 75.8%+14.4pp | 82.4%+7.7pp | 68.9%+21.2pp |
| Annual return | 87.52% | 26.89%+60.6pp | 80.50%+7.0pp | 26.06%+61.5pp |
| Employer contribution / active EE | $4,339 | $3,371+28.7% | $4,624-6.2% | $2,596+67.1% |
| Participant deferral / active EE | $8,297 | $6,525+27.2% | $8,004+3.7% | $4,274+94.1% |
| Admin fee / account holder | $1,157 | $8,287-86.0% | $14,398-92.0% | $7,775-85.1% |