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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,038 | $125,190-80.0% | $105,624-76.3% | $145,897-82.8% |
| Participation rate | 52.9% | 77.6%-24.7pp | 75.3%-22.3pp | 80.3%-27.4pp |
| Annual return | 14.88% | 225.22%-210.3pp | 116.20%-101.3pp | 552.29%-537.4pp |
| Employer contribution / active EE | $1,070 | $3,720-71.2% | $3,168-66.2% | $4,663-77.0% |
| Participant deferral / active EE | $2,785 | $5,716-51.3% | $5,013-44.4% | $6,689-58.4% |
| Admin fee / account holder | $1,444 | $17,138-91.6% | $10,961-86.8% | $13,390-89.2% |