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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,123 | $132,634-76.5% | $115,768-73.1% | $137,256-77.3% |
| Participation rate | 62.5% | 77.9%-15.4pp | 74.4%-11.9pp | 80.0%-17.5pp |
| Annual return | 14.64% | 160.70%-146.1pp | 100.46%-85.8pp | 220.34%-205.7pp |
| Employer contribution / active EE | $1,906 | $3,360-43.3% | $2,940-35.2% | $4,156-54.1% |
| Participant deferral / active EE | $4,670 | $5,619-16.9% | $4,917-5.0% | $6,407-27.1% |
| Admin fee / account holder | $8,877 | $15,028-40.9% | $12,439-28.6% | $12,270-27.7% |