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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,988 | $174,379-65.0% | $152,093-59.9% | $138,895-56.1% |
| Participation rate | 92.9% | 81.6%+11.2pp | 77.8%+15.1pp | 79.9%+12.9pp |
| Annual return | 19.00% | 74.86%-55.9pp | 66.36%-47.4pp | 145.39%-126.4pp |
| Employer contribution / active EE | $2,774 | $4,652-40.4% | $4,175-33.5% | $4,194-33.9% |
| Participant deferral / active EE | $10,530 | $6,159+71.0% | $5,451+93.2% | $6,396+64.6% |
| Admin fee / account holder | $3,896 | $16,880-76.9% | $14,497-73.1% | $12,562-69.0% |