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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,988 | $172,111-64.6% | $150,298-59.4% | $137,256-55.6% |
| Participation rate | 92.9% | 81.7%+11.1pp | 77.8%+15.1pp | 80.0%+12.9pp |
| Annual return | 19.00% | 69.37%-50.4pp | 62.79%-43.8pp | 220.34%-201.3pp |
| Employer contribution / active EE | $2,774 | $4,636-40.2% | $4,154-33.2% | $4,156-33.2% |
| Participant deferral / active EE | $10,530 | $6,166+70.8% | $5,453+93.1% | $6,407+64.4% |
| Admin fee / account holder | $3,896 | $16,471-76.3% | $14,116-72.4% | $12,270-68.2% |