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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,134 | $108,897-73.2% | $100,378-71.0% | $145,877-80.0% |
| Participation rate | 84.6% | 83.0%+1.7pp | 81.5%+3.1pp | 80.3%+4.3pp |
| Annual return | 14.51% | 58.17%-43.7pp | 49.41%-34.9pp | 551.28%-536.8pp |
| Employer contribution / active EE | $60 | $4,420-98.6% | $3,942-98.5% | $4,663-98.7% |
| Participant deferral / active EE | $7,589 | $8,455-10.2% | $8,087-6.2% | $6,691+13.4% |
| Admin fee / account holder | $1,547 | $9,690-84.0% | $7,899-80.4% | $13,402-88.5% |