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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,080 | $162,136-68.5% | $152,301-66.5% | $154,746-67.0% |
| Participation rate | 83.3% | 84.1%-0.8pp | 82.4%+0.9pp | 80.7%+2.6pp |
| Annual return | 20.52% | 91.02%-70.5pp | 80.50%-60.0pp | 172.34%-151.8pp |
| Employer contribution / active EE | $1,401 | $4,890-71.4% | $4,624-69.7% | $4,379-68.0% |
| Participant deferral / active EE | $10,501 | $8,341+25.9% | $8,004+31.2% | $6,730+56.0% |
| Admin fee / account holder | $5,863 | $15,759-62.8% | $14,398-59.3% | $14,365-59.2% |