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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,975 | $105,158-91.5% | $94,672-90.5% | $139,487-93.6% |
| Participation rate | 85.7% | 82.4%+3.3pp | 80.8%+4.9pp | 80.3%+5.4pp |
| Annual return | 0.00% | 38.11%-38.1pp | 156.89%-156.9pp | 373.84%-373.8pp |
| Employer contribution / active EE | $2,190 | $4,107-46.7% | $3,673-40.4% | $4,755-53.9% |
| Participant deferral / active EE | $7,632 | $7,599+0.4% | $7,417+2.9% | $6,713+13.7% |
| Admin fee / account holder | $439 | $8,972-95.1% | $7,222-93.9% | $11,407-96.1% |