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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,582 | $81,446-71.0% | $103,374-77.2% | $80,874-70.8% |
| Participation rate | 59.8% | 66.9%-7.1pp | 74.5%-14.7pp | 67.6%-7.9pp |
| Annual return | 17.43% | 25.57%-8.1pp | 24.89%-7.5pp | 35.62%-18.2pp |
| Employer contribution / active EE | $3,102 | $3,107-0.2% | $3,869-19.8% | $2,756+12.6% |
| Participant deferral / active EE | $3,058 | $3,870-21.0% | $5,058-39.5% | $4,297-28.8% |
| Admin fee / account holder | $1,717 | $6,715-74.4% | $8,394-79.5% | $6,935-75.2% |