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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,582 | $81,476-71.1% | $102,383-77.0% | $80,925-70.9% |
| Participation rate | 59.8% | 66.8%-7.1pp | 74.5%-14.7pp | 67.7%-7.9pp |
| Annual return | 17.43% | 25.59%-8.2pp | 24.94%-7.5pp | 35.65%-18.2pp |
| Employer contribution / active EE | $3,102 | $3,105-0.1% | $3,870-19.9% | $2,756+12.5% |
| Participant deferral / active EE | $3,058 | $3,871-21.0% | $5,060-39.6% | $4,299-28.9% |
| Admin fee / account holder | $1,717 | $6,717-74.4% | $8,391-79.5% | $6,940-75.3% |