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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,845 | $138,385-58.2% | $184,243-68.6% | $80,925-28.5% |
| Participation rate | 97.5% | 83.9%+13.6pp | 86.8%+10.7pp | 67.7%+29.8pp |
| Annual return | 22.21% | 20.02%+2.2pp | 28.82%-6.6pp | 35.65%-13.4pp |
| Employer contribution / active EE | $8,875 | $4,851+83.0% | $6,427+38.1% | $2,756+222.0% |
| Participant deferral / active EE | $7,836 | $7,075+10.7% | $9,132-14.2% | $4,299+82.3% |
| Admin fee / account holder | $1,957 | $10,489-81.3% | $13,914-85.9% | $6,940-71.8% |