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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,508 | $102,422-25.3% | $147,117-48.0% | $80,959-5.5% |
| Participation rate | 92.6% | 75.9%+16.7pp | 82.2%+10.4pp | 67.7%+24.9pp |
| Annual return | 14.40% | 135.16%-120.8pp | 420.54%-406.1pp | 35.67%-21.3pp |
| Employer contribution / active EE | $5,433 | $3,717+46.1% | $4,932+10.1% | $2,757+97.0% |
| Participant deferral / active EE | $10,417 | $6,652+56.6% | $8,065+29.2% | $4,300+142.2% |
| Admin fee / account holder | $1,815 | $7,953-77.2% | $12,993-86.0% | $6,925-73.8% |