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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,703 | $97,020-38.5% | $83,322-28.3% | $135,379-55.9% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -12.71% | 12.31%-25.0pp | 10.64%-23.3pp | 519.79%-532.5pp |
| Employer contribution / active EE | $19,391 | $4,144+368.0% | $3,379+473.9% | $4,779+305.8% |
| Participant deferral / active EE | $12,839 | $5,964+115.3% | $5,565+130.7% | $5,609+128.9% |
| Admin fee / account holder | $343 | $8,426-95.9% | $7,540-95.5% | $10,828-96.8% |