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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,314 | $92,219-80.1% | $76,768-76.1% | $135,379-86.5% |
| Participation rate | 66.7% | 79.8%-13.1pp | 77.0%-10.3pp | 82.6%-16.0pp |
| Annual return | -27.02% | 5.46%-32.5pp | 2.43%-29.5pp | 519.79%-546.8pp |
| Employer contribution / active EE | $2,871 | $3,216-10.7% | $2,485+15.5% | $4,779-39.9% |
| Participant deferral / active EE | $6,908 | $4,508+53.2% | $3,852+79.4% | $5,609+23.2% |
| Admin fee / account holder | $0 | $10,749-100.0% | $6,675-100.0% | $10,828-100.0% |