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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,252 | $102,385-46.0% | $147,080-62.4% | $80,935-31.7% |
| Participation rate | 98.4% | 75.9%+22.5pp | 82.2%+16.2pp | 67.7%+30.7pp |
| Annual return | 14.32% | 135.09%-120.8pp | 420.17%-405.9pp | 35.66%-21.3pp |
| Employer contribution / active EE | $6,031 | $3,717+62.3% | $4,933+22.3% | $2,757+118.8% |
| Participant deferral / active EE | $4,949 | $6,651-25.6% | $8,066-38.6% | $4,299+15.1% |
| Admin fee / account holder | $4,795 | $7,951-39.7% | $12,989-63.1% | $6,924-30.8% |