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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,252 | $102,382-46.0% | $147,005-62.4% | $80,874-31.7% |
| Participation rate | 98.4% | 75.8%+22.5pp | 82.2%+16.2pp | 67.6%+30.7pp |
| Annual return | 14.32% | 134.89%-120.6pp | 418.76%-404.4pp | 35.62%-21.3pp |
| Employer contribution / active EE | $6,031 | $3,715+62.3% | $4,934+22.2% | $2,756+118.9% |
| Participant deferral / active EE | $4,949 | $6,646-25.5% | $8,070-38.7% | $4,297+15.2% |
| Admin fee / account holder | $4,795 | $7,942-39.6% | $13,006-63.1% | $6,935-30.9% |