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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,088 | $135,956-16.8% | $123,894-8.7% | $273,972-58.7% |
| Participation rate | 77.8% | 84.1%-6.3pp | 81.4%-3.6pp | 83.0%-5.2pp |
| Annual return | 13.37% | 56.63%-43.3pp | 47.52%-34.1pp | 41.46%-28.1pp |
| Employer contribution / active EE | $9,166 | $5,170+77.3% | $4,617+98.5% | $4,869+88.3% |
| Participant deferral / active EE | $10,226 | $6,343+61.2% | $5,984+70.9% | $5,287+93.4% |
| Admin fee / account holder | $1,084 | $9,817-89.0% | $8,357-87.0% | $10,133-89.3% |