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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,333 | $157,296+7.7% | $141,191+19.9% | $152,897+10.7% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 18.55% | 64.34%-45.8pp | 71.41%-52.9pp | 345.43%-326.9pp |
| Employer contribution / active EE | $20,544 | $5,262+290.4% | $4,736+333.8% | $4,764+331.3% |
| Participant deferral / active EE | $7,457 | $7,111+4.9% | $6,710+11.1% | $5,851+27.4% |
| Admin fee / account holder | $563 | $12,125-95.4% | $10,264-94.5% | $11,599-95.1% |