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| Provider | Service type | Compensation |
|---|---|---|
KEEL POINT CAPITAL LLC1 year Filed as: KEEL POINT LLC Service code 26 · EIN 42-1607342 | Advisory (Participants) | $12,301 |
Service code 12 · EIN 47-0098400 | Contract Administrator; Direct paymen... | $10,452 |
MATRIX TRUST COMPANY4 years Service code 19 · EIN 75-3182674 | Securities Custodian | $1,422 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,984 | $49,763-71.9% | $70,565-80.2% | $74,473-81.2% |
| Participation rate | 98.4% | 64.6%+33.8pp | 68.4%+30.1pp | 70.7%+27.7pp |
| Annual return | 19.22% | 21.21%-2.0pp | 32.79%-13.6pp | 34.36%-15.1pp |
| Employer contribution / active EE | $4,118 | $1,776+131.9% | $2,976+38.4% | $2,638+56.1% |
| Participant deferral / active EE | $1,783 | $3,379-47.2% | $4,568-61.0% | $4,530-60.6% |
| Admin fee / account holder | $55 | $316-82.6% | $6,430-99.1% | $347-84.1% |