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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,672 | $85,766-4.8% | $136,297-40.1% | $70,124+16.5% |
| Participation rate | 82.2% | 74.2%+8.1pp | 81.9%+0.3pp | 69.5%+12.7pp |
| Annual return | 13.85% | 31.45%-17.6pp | 5156.19%-5142.3pp | 73.14%-59.3pp |
| Employer contribution / active EE | $1,835 | $2,966-38.1% | $4,696-60.9% | $2,342-21.7% |
| Participant deferral / active EE | $6,555 | $5,051+29.8% | $6,247+4.9% | $3,332+96.7% |
| Admin fee / account holder | $9,472 | $5,420+74.8% | $9,244+2.5% | $4,645+103.9% |