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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,782 | $56,287-63.1% | $80,977-74.3% | $62,881-67.0% |
| Participation rate | 37.5% | 68.9%-31.4pp | 75.8%-38.3pp | 69.3%-31.8pp |
| Annual return | 36.90% | 22.13%+14.8pp | 17.11%+19.8pp | 20.14%+16.8pp |
| Employer contribution / active EE | $0 | $1,943-100.0% | $3,715-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $3,416 | $4,196-18.6% | $5,696-40.0% | $3,203+6.6% |
| Admin fee / account holder | $0 | $3,742-100.0% | $5,517-100.0% | $4,296-100.0% |