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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,150 | $202,342-94.5% | $172,753-93.5% | $152,909-92.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | -11.01% | 1029.88%-1040.9pp | 803.00%-814.0pp | 345.46%-356.5pp |
| Employer contribution / active EE | $1,256 | $5,857-78.6% | $5,144-75.6% | $4,764-73.6% |
| Participant deferral / active EE | $3,800 | $5,948-36.1% | $5,198-26.9% | $5,851-35.1% |
| Admin fee / account holder | $895 | $17,112-94.8% | $13,956-93.6% | $11,601-92.3% |