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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,649 | $198,457-44.7% | $170,435-35.7% | $147,586-25.7% |
| Participation rate | 28.6% | 88.0%-59.4pp | 83.6%-55.0pp | 82.8%-54.3pp |
| Annual return | 15.60% | 257.30%-241.7pp | 205.94%-190.3pp | 578.59%-563.0pp |
| Employer contribution / active EE | $1,687 | $6,183-72.7% | $5,432-68.9% | $4,876-65.4% |
| Participant deferral / active EE | $4,077 | $5,629-27.6% | $4,939-17.5% | $5,439-25.0% |
| Admin fee / account holder | $31 | $16,852-99.8% | $13,881-99.8% | $10,886-99.7% |