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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,698 | $160,040-2.7% | $147,096+5.8% | $145,877+6.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 21.51% | 98.49%-77.0pp | 419.75%-398.2pp | 551.28%-529.8pp |
| Employer contribution / active EE | $1,200 | $5,289-77.3% | $4,936-75.7% | $4,663-74.3% |
| Participant deferral / active EE | $7,625 | $8,429-9.5% | $8,071-5.5% | $6,691+14.0% |
| Admin fee / account holder | $2,346 | $15,050-84.4% | $13,005-82.0% | $13,402-82.5% |