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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,682 | $111,785-84.2% | $93,669-81.1% | $145,877-87.9% |
| Participation rate | 81.8% | 74.2%+7.6pp | 68.7%+13.1pp | 80.3%+1.5pp |
| Annual return | 11.52% | 203.79%-192.3pp | 133.59%-122.1pp | 551.28%-539.8pp |
| Employer contribution / active EE | $1,133 | $3,096-63.4% | $2,424-53.3% | $4,663-75.7% |
| Participant deferral / active EE | $2,578 | $4,919-47.6% | $4,416-41.6% | $6,691-61.5% |
| Admin fee / account holder | $1,935 | $10,256-81.1% | $8,291-76.7% | $13,402-85.6% |