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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,552 | $110,337-50.6% | $102,383-46.7% | $145,877-62.6% |
| Participation rate | 90.0% | 77.9%+12.1pp | 74.5%+15.5pp | 80.3%+9.7pp |
| Annual return | 13.91% | 24.83%-10.9pp | 24.94%-11.0pp | 551.28%-537.4pp |
| Employer contribution / active EE | $5,096 | $4,216+20.9% | $3,870+31.7% | $4,663+9.3% |
| Participant deferral / active EE | $5,925 | $5,621+5.4% | $5,060+17.1% | $6,691-11.4% |
| Admin fee / account holder | $2,343 | $9,750-76.0% | $8,391-72.1% | $13,402-82.5% |