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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,841 | $96,678-81.5% | $86,640-79.4% | $139,466-87.2% |
| Participation rate | 70.8% | 74.4%-3.6pp | 71.7%-0.9pp | 80.3%-9.5pp |
| Annual return | 24.25% | 106.69%-82.4pp | 592.52%-568.3pp | 373.66%-349.4pp |
| Employer contribution / active EE | $353 | $3,265-89.2% | $3,024-88.3% | $4,754-92.6% |
| Participant deferral / active EE | $1,287 | $4,837-73.4% | $4,438-71.0% | $6,712-80.8% |
| Admin fee / account holder | $1,075 | $6,410-83.2% | $5,616-80.9% | $11,409-90.6% |