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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,335 | $93,064-87.8% | $74,577-84.8% | $273,972-95.9% |
| Participation rate | 94.1% | 74.9%+19.2pp | 68.1%+26.0pp | 83.0%+11.1pp |
| Annual return | 7.38% | 26.18%-18.8pp | 20.47%-13.1pp | 41.46%-34.1pp |
| Employer contribution / active EE | $1,387 | $3,160-56.1% | $2,525-45.1% | $4,869-71.5% |
| Participant deferral / active EE | $2,256 | $4,160-45.8% | $3,458-34.8% | $5,287-57.3% |
| Admin fee / account holder | $8,047 | $5,273+52.6% | $4,138+94.5% | $10,133-20.6% |